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In using this website you are deemed to have read and agreed to the following terms and conditions: The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: "Customer", "You" and "Your" refers to you, the person accessing this website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Customer and ourselves, or either the Customer or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Customer in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Customer's needs in respect of provision of the Company's stated services/products, in accordance with and subject to, prevailing Indian Law. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
Certain information concerning the customer may be shared with third parties, as in address details for dispatching an order. Such details are regarded as highly confidential and all due diligence and contracts have been signed with the third parties to ensure privacy. Details are further shared if legally required to do so to the appropriate authorities. We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed services and products.
FOLOW FUTURE reserve the right to provide users services and offerings either directly or through its entities, partners and third parties. By availing these services and offers the user is deemed to have given his/her consent for the same along with having agreed to the associated terms and conditions. User acknowledges that by availing the services offered of by Folow Future partners and third parties, Folow Future is not part of the contract and acts merely as intermediary.
FOLOW FUTURE reserves the right to disqualify any user from any offer or service in case they do not meet the eligibility criteria for such an offer or service or any other reasons thereof including but not limited to misuse of offer, misrepresentation, fraud, or suspicious transactions/activities, including but not limited to PMLA directives or any at our sole discretion without further notice.
Exclusions and Limitations The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company: excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company's literature; and excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages. This Company does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.
NOT A LENDER : Folow Future or its parent company never declares itself to be a lender, Bank , NBFC etc. We always discourage such practices which commits false promises with any of the users . It’s the responsibility of the user to cross check complete genuinity of the company before getting started with us . We are only a loan facilitator and act as a medium of sourcing loan leads to RBI registered Bank/NBFCs . We do not share the loan leads with low reputed unregistered Lenders . WE only work with RBI registered & Highly reputed lending institutions.
Payment to www.FolowFuture.com will be processed PG of any company / bank depending on the sole discretion of the company itself. Following options will be provided while paying the charges, costs etc. like Google pay, phonepe, paytm, debit cards, credit cards, BNPL, NEFT , RTGS, IMPS , UPI,UPI lite, etc.
The customer is solely responsible for evaluating the fitness for a particular purpose of any downloads, programs and text available through this site. Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company. The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability. By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.
Like most interactive websites this Company's website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.
You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website you do so at your own risk and the exclusions and limitations set out above will apply to your use of this website by linking to it.
Copyright and other relevant intellectual property rights exists on all text relating to the Company's services and the full content of this website. This Company's logo is a registered trademark of this Company in India and other countries. The brand names and specific services of this Company featured on this website are trademarked.
By accepting the terms and conditions the customer accepts that Folow Future may send the alerts to the mobile phone number provided by the customer while registering for the service or to any such number replaced and informed by the customer. The customer acknowledges that the alerts will be received only if the mobile phone is in ‘On’ mode to receive the SMS. If the mobile phone is in ‘Off’ mode then the customer may not get / get after delay any alerts sent during such period. The customer acknowledges that the SMS service provided by Folow Future is an additional facility provided for the customer’s convenience and that it may be susceptible to error, omission and/ or inaccuracy. In the event the customer observes any error in the information provided in the alert, Folow Future shall be immediately informed about the same by the customer and Folow Future will make best possible efforts to rectify the error as early as possible. The customer shall not hold Folow Future liable for any loss, damages, claim, expense including legal cost that may be incurred/ suffered by the customer on account of the SMS facility. Customer also agrees to receive information regarding what Folow Future perceives to be of their interest based on usage history via SMS, Email & Phone call. This includes offers, discounts and general information. In case the customer does not want such information, they have to explicitly ask to be excluded. We have several different e-mail addresses for different queries. These, & other contact information, can be found on our Contact Us link on our website or via Company literature or via the Company's stated telephone, facsimile or mobile telephone numbers. All communications may be addressed to the Registered Office of www.FolowFuture.com Street No. 9 ,Mukhija colony ,Haryana , -132103
Neither party shall be liable to the other for any failure to perform any obligation under any Agreement which is due to an event beyond the control of such party including but not limited to any Act of God, terrorism, war, Political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any other natural or man made eventuality outside of our control, which causes the termination of an agreement or contract entered into, nor which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use all reasonable endeavours to comply with the terms and conditions of any Agreement contained herein.
Failure of either Party to insist upon strict performance of any provision of this or any Agreement or the failure of either Party to exercise any right or remedy to which it, he or they are entitled hereunder shall not constitute a waiver thereof and shall not cause a diminution of the obligations under this or any Agreement. No waiver of any of the provisions of this or any Agreement shall be effective unless it is expressly stated to be such and signed by both Parties.
The laws of Republic of India govern these terms and conditions. By accessing this website [and using our services/buying our products] you consent to these terms and conditions and to the exclusive jurisdiction of the Indian courts in all disputes arising out of such access. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these terms and the remaining terms will continue to apply. Failure of the Company to enforce any of the provisions set out in these Terms and Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision. These Terms and Conditions shall not be amended, modified, varied or supplemented except in writing and signed by duly authorised representatives of the Company.
The Company reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms. If there are any changes to our privacy policy, we will announce that these changes have been made on our home page and on other key pages on our site. If there are any changes in how we use our site customers' Personally Identifiable Information, notification by e-mail will be made to those affected by this change. Any changes to our privacy policy will be posted on our website 30 days prior to these changes taking place. You are therefore advised to re-read this statement on a regular basis
Breach & Termination/Withdrawal /Expiry:
Notice of withdrawal or request to surrender shall be deemed given when a notice posted to the mailing address of the Card Holder, as per the records of Bank and/or Folow Future, is received by the Card Holder through ordinary post. The Card Holder agrees to surrender the Card to Bank and/or Folow Future, or its representative, upon being requested to do so.
Jay pay it solution private limited. (“Folow Future”) will send you an SMS 45 days before card expiry notifying you of the same. If there is no response with address seeking an extension of PPI validity via reissuance of a fresh PPI, consent is deemed to have been given for transferring the PPI balance back to the source account. Kindly ensure that the contact information is kept up to date.
If a card is lost or stolen, the Card Holder must immediately report such loss/theft to customer care centre of Folow Future, the details of which are mentioned at the back side of the Card and/or the Corporate. However, in case of loss of Card due to theft, the Card Holder must also file an FIR with the local police and should be able to produce a copy of the same upon request by the Bank and/or Folow Future.
Folow Future will, upon adequate verification, suspend the card and terminate all facilities in relation thereto and will not be liable for the inconvenience caused to the Card Holder. The Card Holder shall take cognizance of the fact that once a Card is reported lost, stolen or damaged, the Card cannot be used again, even if found subsequently. The Card Holder declares that if a Card is reported lost, stolen or damaged, it shall not be used again, even if found or said to be in damaged condition subsequently, in such cases, the Card Holder shall promptly cut the card in 4 pieces and return the same to Bank and/or Folow Future for cancellation with a due information to the Corporate. No liability shall accrue upon the Card Holder for any unauthorized transactions done on the card from the time such card has been reported lost/ stolen/ damaged to Folow Future and upon Folow Future having suspended the card. However in the event that Bank and/or Folow Future determines that the Card Holder has failed to take the steps as mentioned above in case of loss / theft / damaged / destruction of the card and the same are questionable, financial liability on the lost, stolen or damaged card if any incurred thereafter would rest with the Card Holder only and could even result in cancellation of the card. In case of any dispute relating to the time of reporting and/ or transaction/s made on the card, post reporting of the said card as being lost/ stolen/ misused, Bank and/or Folow Future shall reserve the right to ascertain the time and/ or the authenticity of the disputed transaction. Any such dispute in this regard shall be settled between the Card Holder and Corporate directly and in line with the Grievance Management Policy as updated on website www.FolowFuture.comExclusion of liability: Without prejudice to the foregoing, Bank and/or Folow Future shall be under no liability, whatsoever, to the Card Holder, in respect of any loss or damage arising, directly or indirectly, out of:
Since the transactions using the Card requires authentication by secret PIN known to the Card holder only any charge slip, or other payment requisition irrespective of whether it has the signature of Card holder therein shall be conclusive proof that the charge recorded on such a charge slip or other requisition, was properly incurred by the Card Holder. The other payment requisition referred to in this clause shall include any and all payment pertaining to permissible expenses incurred by a Card Holder for online transactions or at a merchant establishment by use of the card which is not recorded as a charge. Any disputed transaction on the card shall be raised by the cardholder/s with Folow Future/Bank’s customer care center only within ninety (90) days from the date of the transaction. Any dispute raised by the cardholder/s after ninety (90) days from the date of the transaction shall not be entertained and the Bank and/or Folow Future shall not be liable for the same in any manner whatsoever.
Contact particulars : help.hdfc@FolowFuture.com
In the event you are not satisfied with the resolution to your queries, you may send a mail to our regional nodal officer and we will resolve the query within 20 working days. For more details and for the updated email id please refer our website www.FolowFuture.com
Bank and/or Folow Future shall not, in anyway, be responsible for merchandise, merchandise warranty or any services purchased, or availed of by the Card Holder from merchant establishment, including on account of deficiency in services delay in delivery, non-delivery, non-receipt of goods or receipt of defective goods by the Card Holder. It must be distinctly understood that the card is purely a facility to the Card Holder to purchase goods and/or avail of services, Bank and/or Folow Future holds out no warranty or makes no representation about quality, delivery or otherwise of the merchandise and of the services provided by the merchant establishment. Any dispute or claim regarding the merchandise or services must be solved by the Card Holder with the merchant establishment. The existence of the claim or dispute shall not relieve the Card Holder of his/her obligation to pay all the charges and the Card Holder agrees to pay promptly such charges, dues, notwithstanding any dispute or claim, whatsoever. However, the Cardholder should notify HDFC Bank and/or Folow Future of the complaint immediately.
The Card Holder acknowledges that the information on his/her usage of card is exchanged amongst banks and financial entities that provide corporate facilities. Acceptance of an application for card is based on no adverse reports of the individual's creditworthiness and compliance of KYC norms. Bank and/or Folow Future may report to other banks or financial entities any delinquencies or suspicious activities and/or transactions done on the card, and/or withdrawal of the Card Holder's facility to use the card. Based on the receipt of adverse reports, Bank and/or Folow Future may, after 7 days' prior notice, cancel the card. Bank and/or Folow Future shall not be obliged to disclose to the Card Holder the name of the bank or financial entity, from where it received, or to which it disclosed information. The Card Holder shall forthwith notify Bank, Folow Future and/or the Corporate of any change in his/her address for communication as stated in the application form for the card. Bank and/or Folow Future reserves the right to change the Card Holder's address in its records if such change in address comes to the notice of Bank and /or Folow Future. The responsibility shall be solely of the Card Holder to ensure that Bank, Folow Future and/or the Corporate has been informed of the correct address for communication, and Bank and/or Folow Future disclaims all liability in case of an incorrect address resulting in any loss or liability for the Card Holder.
The Card Holder agrees to adhere to and comply with all such terms & conditions as Bank, Folow Future or its affiliates may prescribe, from time to time, for facilities/services availed of by the Card Holder.
The Card Holder authorizes the Bank and/or Folow Future to disclose all any information or documents about the Card Holder including these Terms and Conditions, transactions or dealings between the Card Holder and the Bank and/or Folow Future for any purpose to
All disputes are subject to the exclusive jurisdiction of the competent courts in Panipat only and the laws applicable shall be Indian laws.
Bank and/or Folow Future reserves the right to change, at any time, these terms & conditions, features and benefits offered on the card including, without limitation to, changes which affect existing balances or rates. The Card Holder shall be liable for all charges incurred and all other obligations under these revised terms. Bank and/or Folow Future may communicate the amended terms and conditions by hosting the same on its website or in any other manner as decided by the Bank and/or Folow Future. The Card Holder shall be responsible for regularly reviewing these terms and conditions including amendments thereto as may be posted on the website of Bank and/or Folow Future and shall be deemed to have accepted the amended terms and conditions by continuing to use the card.
The Cardholder hereby agrees to indemnify and keep the Bank and /or Folow Future indemnified from and against all actions, claims, demands, proceedings, losses, damages, personal inquiry costs charges and expenses which the Bank and/or Folow Future may at any time incur, sustain, suffer or be put to as a consequence of or by reason of or arising out of providing the Cardholder, said facility of the Card or by reason of the Bank and/or Folow Future acting in good faith and taking or refusing to take or omitting to take action on the Cardholder's instructions and in particular arising directly or indirectly out of the negligence, mistake or misconduct of the Cardholder; breach or non- compliance of the rules, terms and conditions relating to the Card and/or fraud or dishonesty relating to any Transaction by the Cardholder
The Cardholder acknowledges that the Bank and/or Folow Future shall not be responsible nor shall they be liable to indemnify the Cardholder in the event of any loss or damage suffered by the Cardholder due to any cause or reason beyond the control of the Bank and/or Folow Future like, but not limited to, misplacement of Card or PIN by the courier, or loss-in-transit of the Card/PIN mailer, mechanical or technical failure and down time, connectivity down time etc. Without prejudice to the foregoing, the Bank and/or Folow Future shall be under no liability whatsoever to the Cardholder in respect of any loss or damage arising directly or indirectly use of Card.
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